help.
- Create a budget- And get specific!Colleen McCreary,chief people officer at Credit Karma, advises starting with a list of everyone you plan to buy gifts for and setting a dollar amount per person. That way youâve got an itemized list of people and prices and know how much you have to spend.
- Stick to the budget- This is the tricky part. One thing that may help you stay on track? Donât impulse buy, even if itâs a really good deal. Follow your budget and youâre less likely to overspend.
- Compare prices and sign up for rewards- Most of the time emails from retailers are just annoying, but during the holidays? Those updates can help you compare prices, find discounts and coupons.
- Be aware of shipping dates- Planning ahead doesnât stop with the budget and list. Since youâll probably be doing a lot of online shopping this year, keep shipping dates in mind so your gifts arrive in time. Internet sales are expected to be through the roof, so order sooner than you usually would to be safe.
- Buy meaningful gifts- Itâs not about how much you spend, your loved ones would love a thoughtful, meaningful gift and those donât have to be expensive.
- Support small businesses- Many of them are struggling during the pandemic, so give local shops a boost by doing your holiday shopping there. Experiences are more fun than owning things, so think beyond knickknacks when youâre buying this year.
Source:Today